Personal Contract Hire (PCH) Explained


With a Personal Contract Hire (PCH) agreement, the car you lease is yours to drive for the whole lease term that you opt for and this can be anywhere from 18 months to 48 months.

When you lease a brand new car you’re basically agreeing to rent it for a specific period of time. You pay a fixed monthly amount for the duration of your lease term which will include an agreed annual mileage allowance.

Your brand new lease car will come with a full manufacturer’s warranty as standard and breakdown cover may also be included as part of the warranty – this all depends on the make and model chosen.

All of our lease cars are brand new and come with two sets of keys, plus delivery is free to your door so you can simply sit back, relax and wait for your brand new motor to arrive.

Personal Contract Hire (PCH) Explained

At The End Of My Lease Does The Car Become Mine?


When you take out a PCH agreement, the car needs to be returned at the end of your lease contract but not to worry – this means you can start again with a totally brand new make and model, or if you wish to continue leasing the same car this can be arranged.

Personal Contract Hire (PCH) is a great way to lease – it allows you to drive a car that ordinarily you might not be able to afford to buy outright and comes with all the same perks and more, as road tax is included as part of your lease contract.

Fixed monthly payments mean you don’t have to worry about any interest charges and as long as you stick to your agreed annual mileage allowance and look after the car, there won’t be any extra charges to pay at the end of your contract.


Please click here to find out more about our business/personal car leasing services and amazing offers, or call us today on 01904 55 75 44.

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