Short, Simple, Clear Car Leasing


Many customers ask when leasing their first car or van with Clear Car Leasing, who is responsible for insuring their lease vehicle.

Whilst with leasing there’s many benefits to enjoy such as UK road tax for the duration of your lease term, manufacturer warranty, breakdown cover (subject to warranty), free delivery & collection, unfortunately insurance is not included as part of a standard leasing contract.

However, we do have a special offer this week on a BMW 2 Series Coupe M Sport Auto that DOES include free car insurance and is available to lease NOW for £344.08 inc. VAT per month – call 01904 55 75 44 to find out more!

Short, Simple, Clear Car Leasing

BMW 2 Series Coupe M Sport Auto for only £344.08 inc. VAT per month – available to lease NOW and comes with free insurance!

With our standard leasing contracts, it’s the responsibility of the lessee to make sure the car or van leased is covered by a fully comprehensive insurance policy before it’s delivered or you could even look into GAP Insurance as an option but this is entirely up to yourself.

With Personal Contract Hire (PCH) agreements, the person taking out the lease agreement must be the main policy holder or a named driver on the insurance certificate.

For Business Contract Hire (BCH) agreements, the company name or director’s name must be on the insurance certificate.

When you take out a fully comprehensive insurance policy on your lease car or van, you need to inform the insurance providers of the fact that it’s a lease vehicle so there’s no confusion going forward.

With PCH and BCH agreements, it is the finance provider who remains the registered owner and keeper of the vehicle you lease, so the information you’ll need to insure your vehicle before it’s delivered will be provided by them.

When taking out car or van insurance, always be honest with your insurance company and provide them with the correct information to make sure your policy is the right one for you and you’re covered in the event of a claim.


To find out more about our business/personal car & van leasing services and special offers, give us a call TODAY on 01904 55 75 44 or email:

Can’t see the exact model you’re interested in leasing? Please get in touch NOW using our online ‘We Are Here!’ service or fill in our ‘Quick Quote’ form for a no obligation quotation remembering to choose either Business or Personal.

0 thoughts on “Is Insurance Included As Part Of My Lease Contract?”

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts


Is leasing a car for your business cheaper than buying one?

The benefits of Business Car Leasing explained   It can be an expensive exercise trying to sort out a fleet of cars for your business and when you buy outright you have to take into Read more...


What Happens If I Receive A Speeding Notice Or Parking Ticket In My Lease Car?

Am I still responsible for paying it even though I don’t hold the V5C document?   Whilst we hope that all of our customers drive within the law, what happens if you get caught for Read more...


I Have A Poor Credit History – Can I Still Lease A Car?

What Credit Score Is Needed When Leasing A Car?   If in the past you’ve experienced issues with your credit history, you might be unsure as to whether you’re eligible for leasing a car. Vehicle Read more...