Londoners it seems are the most at risk of becoming a victim of burglary or car theft


A new study has revealed the worst cities in the UK for car theft, break-ins and home burglaries.

Admiral Insurance, who carried out the survey, reviewed claims made against motor insurance and home policies reported over the past two years to find out the cities which have the most victims of car theft and burglaries.

Predictably, those most at risk are Londoners, as after analysing 32 cities across the UK, the insurance company found residents in North West London, South West London, South East London and Central London have had to endure the most vehicle and house crime since 2015.

New study reveals the worst cities in the UK for car theft and break-ins

Londoners it seems are the most at risk of becoming a victim of burglary or car theft © Copyright Christine Matthews and licensed for reuse under this Creative Commons Licence.


London taking four rankings as the top crime hotspots explains why residents living in the capital pay the highest prices for their insurance cover by region in the UK, however is wasn’t all bad news for Londoners as West London was found to be the area that made the second least claims against policies during the two year timeframe.

It was Belfast who came out on top as the safest city in the UK.

Four million policies were looked at by Admiral from the past two years for both home and motor insurance and each type of cover showed inconsistent results, which suggests that a number of cities have criminals targeting house break-ins and vehicle thefts.

Residents of Belfast made the least claims for car break-ins, whilst Brighton and Newcastle followed closely behind with the fewest number of vehicle claims of theft from cars and damaged vehicles.

The top four London crime hotspots also made it onto the most at-risk locations for such crimes but in differing order.

The most common cars to be broken into across all UK cities was the VW Golf, followed by the Vauxhall Corsa and Ford Fiesta.

According to Admiral, housewives, managers and teachers were the most common professions for making a claim following a vehicle break-in.

As for actual vehicle theft, where the car was stolen from outside a resident’s home, Liverpool came out on top as the city with the highest number of stolen cars, whilst Birmingham and Central London ranked highly for vehicle theft also.

In contrast, Norwich came out on top as the city with the lowest number of reported car thefts, with Newcastle and Belfast following behind.

Admiral also showed that car theft in South West London resulted in payouts averaging £15,321 – more than 8.5 times the average claim of £1,781 in Sunderland.

The type of cars most commonly stolen were the Ford Fiesta, followed closely by the Range Rover and VW Golf.

When it came to house burglaries, it was Londoners who suffered the most, whilst Belfast was the city with the least number of home insurance claims during the past two years.

Lorna Connelly, head of claims at Admiral Insurance, said the data was mainly governed by the number of home insurance claims, as vehicle thefts and break-ins had decreased because of improved security systems in today’s more modern cars.


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